Manage wealth with Andrews Federal Credit Union.
As a member-owned institution, we prioritize your long-term stability over corporate profit. Explore checking, savings, and certificate options designed for military personnel, civilian families, and those seeking grounded financial growth.
Everyday Spending
Our checking accounts are built for liquidity and security. Dividends are calculated based on your daily balance, allowing you to accrue value on the float of your monthly income even as you pay bills.
"Unlike national banks, Andrews Credit Union returns surplus earnings to you through lower fees and competitive dividends."
Elite Checking
PremiumDesigned for high-balance members who want their liquid cash to work harder. Enjoy waived fees with a minimum daily balance and enhanced transaction limits.
- No monthly service charge with $1,000 balance
- High-yield dividend rates
- Free personalized checks
- Unlimited ATM fee rebates
Standard Checking
Simple, honest banking with zero hidden costs. Perfect for military families who need reliable access to funds globally through Andrews Federal Credit Union online tools.
- No monthly maintenance fees
- Free Visa® Debit Card
- Fraud monitoring & card freeze
- Overdraft protection options
Institutional Strength
Your security is our operating priority. Every account is federally insured, and our afcu andrews federal credit union login portal utilizes multi-factor authentication to ensure your assets remain yours alone.
Grow your wealth with precision.
| Account Type | Access Level | Best For | Risk Profile |
|---|---|---|---|
| Share Savings | Instant / ATC | Emergency Funds | Low / Stable |
| Money Market | Limited (6/mo) | Liquid Growth | Low / Tiered |
| Short-Term CD | Locked (6-12 mo) | Target Purchase | Locked Rate |
| Long-Term CD | Locked (3-5 yr) | Retirement Prep | Guaranteed Yield |
Why choosing a CD makes sense now?
Certificates of Deposit serve as a hedge against falling interest rates. By locking in a specific return today, you preserve your yield regardless of how the broader market shifts over the next 12 to 60 months.
Discuss Term OptionsMembership Reach
Membership eligibility is not just for you. It extends to your immediate family, enabling multigenerational wealth management through Andrews Federal Credit Union online banking tools.
Certificate Laddering Strategy
Maximize your returns without sacrificing long-term liquidity. Our advisors can help you build a "ladder" of certificates with staggered maturity dates.
Hedge Against Volatility
While market-based investments fluctuate, our certificates provide a fixed, predictable outcome. This is the cornerstone of a balanced portfolio for members approaching retirement or saving for a significant capital expense.
Compounding Dividends
We offer flexible dividend payment options—either reinvested for maximum compounding growth or paid out monthly to assist with living expenses for those utilizing the accounts as income vehicles.
Need clarity on account types?
Navigating the nuances of APY, compounding cycles, and liquidity limits shouldn't be a solo task. Our senior banking officers are available for deeper consultations on which product suite fits your household's current cash flow requirements.
Ready to secure your financial future?
Join Andrews Federal Credit Union today. Manage your assets with the trust of a federal credit union and the power of andrews federal credit union online banking.
Federally insured by NCUA. APY = Annual Percentage Yield. Dividend rates are subject to change after account opening. Fees may reduce earnings on the account. Early withdrawal penalties may apply to Certificate of Deposits.
Andrews Federal Credit Union | 123 Main Street, Suite 400, New York, NY 10004 | Mon-Fri: 9:00-17:00